Auto Accidents
INSURANCE POLICIES – COVENANT OF GOOD FAITH AND FAIR DEALING
In Texas, insurance companies are afforded protection to treat consumers fairly. This is called an Implied Covenant of Good Faith and Fair Dealing. It has been established by both judge-made and statutory law. The basis of this doctrine is that you pay a premium for coverage, and the carrier must deliver on promised benefits. Insurance…
Read MoreLIABILITY INSURANCE – WHAT IS IT
Texas requires that you have liability insurance on your car with a minimum coverage of $30,000. What is this? You are in an accident and the police find you are at fault (for example: running a red light, rear-ending someone), and someone gets hurt. You can bet your bottom dollar the injured person will file…
Read MoreGETTING YOUR CAR REPAIRED AFTER AN AUTO ACCIDENT
DIMINISHED VALUE CLAIM This article will discuss getting your car repaired after an accident where the other party is at fault. If the other party is at fault you are entitled to recover all of your damages. This includes recovery for the damages to your car (“property damages”), and if you were injured, damages due…
Read MoreCAR INSURANCE
UNINSURED / UNDER-INSURANCE MOTORISTS COVERAGE If you have an accident caused by a driver without insurance, it is likely, you will not be able to recover the damages to your car; your medical bills, or lost wages. What can you do? According to the Texas Department of Transportation there where over 250,000 persons injured in…
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