INSURANCE POLICIES – COVENANT OF GOOD FAITH AND FAIR DEALING

In Texas, insurance companies are afforded protection to treat consumers fairly. This is called an Implied Covenant of Good Faith and Fair Dealing. It has been established by both judge-made and statutory law. The basis of this doctrine is that you pay a premium for coverage, and the carrier must deliver on promised benefits. Insurance…

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NEW CAR DEFECTS?
THE TEXAS LEMON LAW

Approximately 1% of the new cars sold in the United States have warranty problems that are so severe, that even after repeated attempts they cannot be repaired. For these types of problems, the lemon laws in each of the states may offer some relief. This article will discuss the Texas Lemon Law. The Texas Lemon…

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GETTING YOUR CAR REPAIRED AFTER AN AUTO ACCIDENT

DIMINISHED VALUE CLAIM This article will discuss getting your car repaired after an accident where the other party is at fault. If the other party is at fault you are entitled to recover all of your damages.  This includes recovery for the damages to your car (“property damages”), and if you were injured, damages due…

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Hurricane Season: How to Prepare for an Insurance Claim

Do you have 45 minutes? In 2018 about one in 20 insured homeowners filed an insurance claim for loss under their homeowner insurance policy.  The most common claims are wind, hail, water damage, and freezing.  Southeast Texas has had more than its share of wind, hail, and water damage claims.  In 2018. Hurricane Harvey damaged…

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